Norwalk, Conn. (PRWeb) March 8, 2007 -- AP9 Privacy Matters, a leading security and privacy membership program offered by Adaptive Marketing LLC, helps its members safeguard their credit and identity -- while also offering valuable tips on everything from making major purchases to getting low home mortgage rates.
AP9 PrivacyMatters understands that homebuyers -- especially first-timers -- often get so excited about a new home, they tend to forget about other financial responsibilities. AP9 Privacy Matters seeks to steer would-be buyers in the right direction, offering five helpful hints/friendly warnings -- a short list of what NOT to do when it comes time to buy a new home:
-- Don't overdo it. It's perfectly natural to get excited when it comes time to purchase a home. It's also perfectly natural to go on a spending spree at the same time. Avoid this at all costs. Don't make a major purchase (a car, boat, etc.) when it comes time to close on a new home. Being up to your eyes in debt is no fun.
-- Don't jump jobs. If possible, don't change jobs as closing day approaches. A sketchy job history tends to make lenders nervous. Sometimes a job change can't be avoided, but lenders and creditors crave stability.
-- Don't pay the seller directly. Even if a home is listed as "For sale by owner," take that with a grain of salt. Its better to have deposits go into a trust account, or to an attorney or another neutral party that can keep those good-faith dollars safe until closing.
-- Don't boil over. Getting a new home can be a prideful and fulfilling experience. It can also be both aggravating and frustrating beyond compare. During the inspection process, for example, be realistic. No home is without problems and needed fixes. If emotions do run high, take a deep breath. And if potential repairs seem extensive, make sure buying the house still makes sense.
-- Don't be a hero. When working with an agent, let him/her do their job. Make sure he/she keeps on top of things from a scheduling standpoint. And when it comes time to schedule the final walkthrough, make sure a firm date (plus a back-up) is secured.
Get excited about a new home. Just don't get too excited. The home buying preparation taken now will pay off in the long run. For these and all other credit-related issues, just call on AP9 PrivacyMatters.
http://www.atlantahomebuyingarticles.com/article.cfm/id/161316
